
AmFam also offers optional coverages and add-ons, such as accident forgiveness, new car replacement and a diminishing deductible. However, the insurer offers a slew of discounts to help drivers score lower rates. With an average annual rate of $2,176 per year for good drivers, AmFam isn’t the cheapest car insurance company in our analysis.

Please note: don’t cancel your current car insurance until you have been accepted by your new car insurer.The best car insurance company is American Family (AmFam), according to our analysis. In that case, you can cancel your insurance immediately and you can switch car insurance.

In this case, you can switch immediately, for example when another insurer has a better deal. If you have a car insurance policy that can be cancelled daily or monthly.If you want your new insurance to take effect from 1 January, you will have to cancel your current insurance no later than 1 December. Suppose your current car insurance policy runs from 1 January to 31 December and your insurer applies a notice period of one month. In this case, a notice period of one month often applies.

